When you buy a new car, sorting out insurance is one of the first things you deal with. Third party car insurance for 3 years is one of the standard options available at purchase. It keeps the vehicle legally covered for the early ownership period without yearly renewal. IRDAI says
When people get a lot of money at one time, like a bonus, an inheritance, or retirement proceeds, they usually think a lot about what to do with it. In such situations, the single-premium ULIP plans can help. These plans allow you to invest all amounts together in one place,
With healthcare costs in India rising steadily each year, knowing how many types of health insurance are available and which one suits your situation can make a real difference to how well-prepared you are when medical expenses arise. In India, there are nine main types of health insurance, each designed
Cancelling an insurance policy bought online is meant to be as easy as buying one, and India’s consumer and insurance regulators have both moved to make that true. The gap between a slick sign-up and a buried cancel button now has a name, and knowing the exact rules
ULIP full form in income tax is the unit-linked insurance plan. It is a hybrid product that blends insurance protection with market-linked returns and comes with specific tax implications. Considering the hybrid structure, the tax treatment can be more complex than traditional insurance plans. Knowing the applicable tax rules, deductions,
ICICI Lombard General Insurance reported premium income of ₹2,190 crore in August 2026, up 0.36% from ₹2,182 crore in the same month last year. The insurer’s premium growth remained modest even as the broader non-life insurance industry recorded stronger growth during the month. ICICI Lombard’s market share declined to 8.8%
India’s health insurance industry is moving towards more personalised solutions, with technology and generative AI creating scope for products and policy experiences tailored more closely to individual customer needs, according to Niva Bupa’s Ankur Kharbanda. That was the message from Ankur Kharbanda, executive director and deputy chief executive of Niva
Buying insurance online can take only a few minutes. But a carefully designed app or website can influence what you buy, what you pay and how easily you can change your mind. These tactics are known as dark patterns and are deceptive or manipulative design practices. In April 2026, the
In a press release issued on 2 April 2026, the IRDAI highlighted the need for regulated insurance entities to comply with the Guidelines on Prevention and Regulation of Dark Patterns (as issued by the Central Consumer Protection Authority or CCPA), especially if they provide products on e-platforms. The industry regulator
What percentage of health insurance do employers pay? There is no single fixed percentage for every employer, especially in India. Some companies pay the full premium for employee-only group health insurance. Some share the cost with employees. Others pay for employee cover but require staff to contribute towards parents, higher
