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Commercial Motor Insurance Policy: A Complete Guide
Businesses that rely on vehicles for transporting goods, carrying passengers, or supporting day-to-day operations face risks such as accidents, theft, and third-party liabilities. A commercial motor insurance policy helps protect against these risks and meet the legal requirement for third-party insurance in India. Understanding how this insurance works can help
Complete Guide to New India Motor Insurance: Plans, Coverage, and Benefits
Before buying motor insurance, it is worth knowing what you are paying for. Some policies only meet the legal requirement, while others also protect your own vehicle against insured risks. New India Motor Insurance offers both types of cover across private cars, two-wheelers, and commercial vehicles. This guide covers the
United India Car Insurance Review 2026: Cover and Claims
A United India Motor Insurance review is useful for vehicle owners who want to compare a public-sector insurer before buying or renewing a policy. United India Insurance offers motor cover for private cars, motorised two-wheelers and commercial vehicles, excluding vehicles running on rails. Its motor portfolio includes package and liability-only
What Does Motor Insurance Cover: Everything You Need to Know
Motor insurance is a critical financial safeguard for vehicle owners in India. It not only protects against financial losses arising from accidents but is also a legal requirement under the Motor Vehicles Act of 1988 (as amended in 2019). Despite its significance, many policyholders are still unsure of what does
IRDAI Floats Public Insurance Registry Plan: What It Means for Policyholders
The Insurance Regulatory and Development Authority of India (IRDAI) has proposed a Public Insurance Registry (PIR), a digital public infrastructure aimed at addressing information gaps across the insurance sector and improving access to policy, claims and grievance-related information. The regulator released a consultation paper on September 1, seeking stakeholder views
How to Choose the Best Comprehensive Car Insurance Policy for Your Vehicle
A valid insurance policy is a mandatory legal requirement for driving a vehicle in India. That said, this applies only to third-party coverage. A comprehensive car insurance policy becomes important as we think of broader coverage that protects you against third-party liabilities as well as keeping you shielded from expenses
How Much Does Comprehensive Car Insurance Really Cost? Complete Guide
Many car owners in India do not have a clear idea about the real cost of car insurance because the final price depends on several factors at once. For example, consider the car’s age, model, city, insured value and add-ons. These all can change the premium in different ways, which
How Third-Party Car Insurance Works and Why It’s Mandatory
In India, it is legally required for every vehicle to have a valid third party insurance car insurance. It is the minimum insurance requirement set by the Motor Vehicles Act, 1988 and protects you against legal liability if your vehicle causes injury, death, or property damage to a third party.
How Motor Insurance Surveyors Assess Damage and Finalise Claims
Motor insurance coverage acts as a much-needed financial relief in case of accidents, theft, and even natural disasters. You’re in luck if your vehicle is insured. All you have to do then is make an insurance claim to compensate for your losses. However, before the insurance company covers the damage,
How Drug Use Affects Life Insurance Claim Approval and Denial
Life insurance is a basic policy that offers financial security to your family upon your demise. But lots of policyholders and prospective policyholders are in the dark about how particular aspects of their lifestyle, most notably, drug use, can affect whether a claim on life insurance gets paid or denied, and