A two-year Aditya Birla Health Insurance study of 2.1 million adult policyholders found that regular biometric monitoring linked with measurable improvements in health indicators and lower risk levels.
Regular health monitoring can support better health outcomes, according to a new study by Aditya Birla Health Insurance that analysed anonymised data from 2.1 million adult policyholders between December 2023 and December 2025.
The study, titled Unlocking Health Trajectories: Real-World Biometric Trends from Insured Indian Populations, found that 87% of policyholders either maintained or improved their overall health status through regular monitoring and preventive engagement. Around 520,000 customers provided at least two biometric readings, allowing the insurer to track changes over time.
Aditya Birla Health tracks key health indicators
The Aditya Birla Health Insurance study tracked blood pressure, blood sugar through HbA1c, body mass index (BMI) and cholesterol levels. Nearly 62% of customers with longitudinal data recorded measurable improvements in key indicators within 12 months.
The research also found that 37% of customers initially classified as high risk moved into medium- or low-risk categories within a year. At the individual level, 33% showed improvement in diabetes control, while 34% recorded improvement in BMI and obesity indicators. Blood pressure improved for 32% of policyholders, while 17% recorded better cholesterol levels.
The findings varied across demographic groups. Women above 35 recorded the strongest improvement in biometric control, while men above 45 carried the highest burden of uncontrolled hypertension, according to the study.
Health insurance shifts towards prevention
The study compared its findings with National Family Health Survey-5 benchmarks. The insured cohort recorded diabetes control of 33%, compared with 15% in the national benchmark. Obesity control stood at 34% versus 24%, while hypertension control reached 32% compared with 24%.
However, the comparison has limitations. The insurer’s data largely comes from insured, urban and digitally engaged customers, while NFHS-5 uses different measurement methods and covers a much broader population. The findings therefore do not represent India’s overall population.
Aditya Birla Health Insurance uses biometric information alongside lifestyle, wearable and other health data through its health-management programmes. The insurer says such information can help identify health risks earlier and support personalised preventive interventions.
The study comes as Aditya Birla Health Insurance continues to expand its health business. Aditya Birla Capital reported that the insurer’s gross written premium grew 50% year-on-year to ₹2,196 crore in Q1 FY27, while its standalone health insurer market share rose to 16.2%.
The findings point to a broader role for health insurance, with insurers increasingly using monitoring and preventive engagement alongside traditional hospitalisation and claims protection.
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