National Car Insurance: Buy or Renew Online – Steps, Benefits & Discounts

National Car Insurance Policy
National Insurance Company Limited, established in Kolkata in 1906, is India’s oldest general insurance provider and a subsidiary of the General Insurance Corporation of India, fully owned by the government. The company is dedicated to building strong customer relationships by offering a diverse range of insurance products, including motor insurance. Known for its years of service to car owners, National Insurance is also recognised for its distinct car insurance plans and efficient claim settlement process.

Types of Car Insurance Plans Offered by National Insurance

Additionally, National Insurance offers three main types of car insurance plans:

  • Comprehensive Coverage: Covers both third-party liabilities and damages to your own vehicle.
  • Third-Party Coverage: Covers damages caused to a third-party vehicle or property.
  • Standalone Damage Coverage: Covers damages to your own vehicle only.

Benefits of National Car Insurance Policy Online

With so many car insurance companies available in the market now, it becomes challenging to select the right one. Explore the major reasons listed below to select Car Insurance by National Insurance for your car:

  • Car insurance buyers get access to 3100+ cashless garages. With such a wide network, you can choose a nearby garage and get your vehicle repaired without paying from your pocket.
  • Customers also get access to three different car insurance plans from National Insurance. Based on your needs and budget, you can pick the most suitable plan.
  • As Car Insurance by National Insurance provides a claim settlement ratio of 93%, you can get your car insurance claims settled easily with national insurance. With a high claim settlement ratio, it is easy for you to get your car insurance claim settled.
  • You can get multiple add-ons to include with your Car Insurance by National Insurance plan, boosting the protection of your car.
  • Car Insurance by National Insurance provides 24/7 support to the customers. Hence, it is easy for customers to reach out to their team for any assistance or queries.
  • Policyholders of National car insurance can avail discounts at the time of renewal. They further qualify for a no-claim bonus if no claim is filed in a given year.

How to Buy National Car Insurance Online or Offline

Explore the step-by-step process to purchase this insurance both online and offline.

Through Online Channel:

Follow the steps given below to purchase Car Insurance Online from National Insurance Company:

1. Register or Continue as a Guest: Visit the National Insurance Company Limited portal, and you can either register or proceed as a guest.
2. Get a Quick Quote: Enter all relevant details, such as registration number, vehicle type, model, and RTO location, to generate a quick quote.
3. Review the Premium Quotation: A premium quote will be generated on the basis of the details provided.
4. Purchase the Policy: If satisfied with the quote, proceed to purchase the car insurance policy by paying the premium amount online.

Through Offline Channel:

Customers can buy a National Insurance Car Policy through the offline channel by following these steps:

1. Visit or Contact: Go to the nearest National Insurance Company office or reach out to an authorised agent.
2. Collect and Fill Out the Proposal Form: Get a proposal form and fill it out with the required details.
3. Submit the Form and Documents: Submit the completed proposal form along with the necessary documents either directly to the branch office or through an authorised agent.
4. Receive Premium Estimate: The National Insurance Company will provide an estimate of the premium amount.
5. Make the Payment: Pay the premium amount as per the provided estimate.
6. Policy Issuance: Once the payment is received, the National Insurance Company will issue the car insurance policy to you.

Steps to Renew Your National Car Insurance Policy

Renewing your expired or lapsed National Insurance Car Policy is a hassle-free, simple, and quick process. Customers can either renew their policy through online mode or offline channels. Hence, to renew your policy, you must have the following documents in hand for a quick procedure:

  • KYC documents of the car owner
  • Copy of previous-year or expired car insurance policy
  • Copy of registration certificate
  • Duly filled proposal form

Before renewing your car insurance policy, you must get your vehicle survey done. This is performed by the insurer at your given address to check the health and fitness of the vehicle before offering a new car insurance policy.

If your vehicle insurance has expired for more than 90 days, you might lose the new claim bonus. Hence, make sure never to lapse your vehicle insurance plan to get continuous benefits from the coverage.

Conclusion

Purchasing or renewing your National Car Insurance policy is an easy-to-follow process. Carefully acknowledge all the steps discussed below for efficient National Insurance Car Policy renewal. Also, be sure to check all the terms and conditions before selecting a car insurance plan from Car Insurance by National Insurance to fulfill all your car insurance requirements.

Frequently Asked Questions

Q1. Can I get a no-claim discount on renewal?

Absolutely, policyholders are provided no claim discount on renewal by national car insurance for each claim-free year.

Certainly, national car insurance policies come with a one-year validity.

Yes, national insurance provides third-party coverage.

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