Having your own business or working independently gives you flexibility. However, this also means that you may not get employer-provided medical cover. For many freelancers, consultants, shop owners, gig workers and small business owners, health insurance becomes a personal and important responsibility. This is why understanding health insurance for self
Employer-provided health insurance today forms a key expectation among individuals joining a new workplace. But why? If you’re thinking about health insurance through employer and how does it work, the short answer is that it provides financial support to an employee and their dependents during health crises. Rising medical inflation
For companies across India, health insurance has quietly become one of the largest recurring HR costs. Rising medical expenses and higher hospital charges have made it harder to keep plans affordable. At the same time, employees are dealing with increasing premiums and out-of-pocket costs. This is where employers can step
Most comparisons between ULIPs and mutual funds start with returns. That sounds logical. Numbers feel clear. Easy to compare. But returns are outcomes. Not the design of the product. When people compare outcomes without understanding structure, the discussion becomes shallow. This happens often in the debate around unit linked insurance
According to Oriental Insurance, the company has insured around 100 Ganpati pandals this year, compared to around 20-30 in the last year. The Business Standard reported that public sector insurers are playing a leading role in the festival insurance segment, with Oriental Insurance acting as the official insurer for Maharashtra’s
Life insurers recorded a 33.07% year-on-year increase in new business premium (NBP) to Rs 41,197.78 crore in August, according to provisional data from the Life Insurance Council. The growth accelerated sharply from July, when industry NBP had risen 20.7%. August marked the strongest monthly growth for the industry in FY27
IRDAI has proposed a Public Insurance Registry that would connect insurance records across companies without creating one central database. The consultation paper sets out how policy, claims and identity data could be linked, who could access it and what privacy controls would apply. The Insurance Regulatory and Development Authority of
The Supreme Court has directed all states to constitute dedicated Special Investigation Teams to examine suspected fraudulent motor accident claims, after finding that the same insured vehicle was being shown as the offending vehicle in multiple accidents. The court has also brought the insurance regulator, two ministries and the General
Health insurance is an option chosen to protect one’s finances during unexpected or sudden health emergencies and planned medical procedures for expected treatments. But the expectations and goals can be delayed or halted if there is inaccuracy in informing the insurer. We are talking about the reimbursement claim form that
Medical reimbursement and insurance claims are quite important for employees and employers. This is because providing medical insurance ensures that you retain the top talent in your company, which is why being well-versed about the claims process is important. While claiming the health insurance might seem daunting, especially in a
