India’s motor insurance rulebook changed on 4 August 2026. Hearing a claim from a family that waited nearly 30 years for ₹10 lakh after a 1996 accident, the Supreme Court noted that nearly 56% of Indian vehicles, 16.54 crore out of 30.48 crore, run uninsured, and issued directions to fix
Traditional insurance plans are built for long-term protection and savings, but the premium is not always the final number you pay. GST can change that amount, and the effect is different across policy types and riders. Some plans carry a tax cost, while others now get better treatment depending on
Life cover and investments are usually separate choices. A Unit Linked Insurance Plan brings these two together. It gives you insurance protection while allowing part of your premium to buy units in investment funds. This article explains how these plans combine life insurance benefits with the perks of market-linked investments,
In ULIP, one Part of your premium goes into life cover, and the rest goes into market-linked funds. The part that many people miss is the waiting period attached to the money inside the plan. That waiting period is the ULIP lock-in period, and it decides when you can access
Fix a small problem early, and you avoid a bigger one later. Money works the same way. ₹20,000 at the right time can prevent a lot of stress. It can be used as a bill repair or just something you cannot delay. Earlier, arranging even a small loan took effort,
Silver is steadily emerging as a serious option for investors who are looking beyond gold and equity funds. You can easily gain exposure to the silver market without buying or storing physical bars or coins. This can be done primarily through silver exchange-traded funds (ETFs) and silver mutual funds. While
