Medical technology has transformed the way many treatments are performed. Earlier, many procedures required patients to remain in the hospital for several days. They can now be completed within just a few hours. This has made healthcare more efficient. At the same time, it has also changed how insurance policies
Not all medical costs involve hospitalisation. A significant portion of your bills may consist of routine doctor visits, tests, medicines and check-ups. If you do not pay close attention to your policy, you may have to pay these expenses out of your pocket. This is where OPD cover in health
If you miss the due date of your premium, your insurance does not end immediately. You receive a grace period in insurance, which gives you additional time to pay an overdue premium. This stops your insurance policy from lapsing, subject to the terms and conditions. The grace period can be
The details of any insurance policy often become clear only after you receive the policy document. You may come across exclusions, waiting periods or other conditions that were not obvious at the time of purchase. To help policyholders review these details, insurers provide a free look period insurance. This allows
As a life insurance policyholder, one of the key decisions you need to make is choosing a nominee. Choosing the right nominee in insurance and keeping the information up to date are just as important as picking the right policy or sum assured. A mismatched or outdated nominee can delay
